ACCOSA IVS is a payment authentication platform uses 3-D Secure 1.0 and EMV 3-D Secure 2.X protocols for securing online payments. Coupled with its powerful Risk Based Authentication (RBA) engine, it provides frictionless experience consumers expect.

ACCOSA IVS advantage

  • Built on industry standard EMV® 3-D Secure and 3-D Secure 1.0 protocol
  • Multi-channel support that authenticates payments from any device
  • Holistic risk assessment that calls out suspicious activities to enable risk-based authentication
  • Flexible rule definition to align with risk appetite
  • Step-up or step-down authentication with support for out-of-band authentication
  • Ability to support offline and multi-factor authentication
  • Customized dashboards and advanced analytics for better risk decisioning